How to Choose a Mattress Budget

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If your mattress is past its prime or you’re having trouble sleeping well, it may be time to think about replacing this important item. For many people, the act of changing to a new sleep surface can improve how well they sleep; however, getting better sleep is not so simple for everybody.

When buying a new bed, several factors weigh into whether or not a bed is a good fit for you, including the position you sleep in, your body type, the size of the mattress, the materials used to make the mattress, and the degree of firmness.

What to Expect with Each Mattress Price?

Although the average mattress should be replaced every 7 to 10 years, different materials have different durability and estimated lifespans. A thin memory foam mattress, for example, may only last for a few years while the best latex mattress can last well beyond a decade. However, longer-lasting materials like latex will cost more than cheaper synthetic material.

Online and brick-and-mortar stores both provide a range of mattress prices, which can depend considerably on quality, brand name, and features. Prices can range from an innerspring mattress with box springs at around $200 to a luxurious brand-name memory foam bed with a motorized base for $10,000 or more.

Here are a few things you can expect from a range of potential mattress prices:

• Between free and $200: This is most likely a used mattress, either from a licensed retailer, thrift store, or online groups such as Craigslist, Angie’s List, or Freecycle. It is possible to get a decent-quality used mattress, but there are usually a lot of problems with cheap mattresses.
• First, you may not know the quality of living space the mattress was in for months or years. Unfortunately, pests like bed bugs are becoming a growing problem in the United States and other parts of the world.
• Next, a used mattress has already had someone sleeping on it, so it may have sags or body impressions where the last person slept most frequently.
• Finally, mattress warranties only apply to the original owner; so when you buy a used mattress, it does not come with a warranty. If anything were to happen to your mattress or you were to find yourself uncomfortable on the bed, your mattress would not be protected by a warranty, and you would probably have to spend money replacing it.
• $200 to $400: These are basic mattresses that last longer if you do not use them consistently, so they may make good guest room beds. Typically, more expensive mattresses come with more extended warranties, so mattresses around this price range usually only come with a 3 to 5-year warranty. Foam mattresses in this category are all synthetic, may be thinner, and have an increased chance of off-gassing. Innerspring mattresses will have fewer, larger gauge coils— so they may feel springier at first, but they may not provide much support after a few years.
• $400 to $600: In this range of mattresses, you can get a decent number of coils, thicker and more durable foam, a decent pillow-top, or upholstery tops on the mattresses – but not all of these together. Hybrid mattresses and multilayered mattresses are not likely to be in this category because of the effort it takes to manufacture those types. Mattresses within this price range will often have 10-year warranties – although the actual mattress quality is not likely to hold up for that long. They are recommended for people who are in college, young adults in their first apartment, or those who are in temporary housing of some kind, such as people who have a short-term contract in a new city. If you have to move every few years, this is a good price range to consider if you are okay with giving up your bed when you move.
• $600 to $1,000: The $600 to $1,000 range is average for most high-quality mattresses offered with 10-year warranties. Both famous and less famous brand names can be found in this price range, meaning you have options. The lower-priced memory foam mattresses are typically in this price range, and some lower-cost hybrid mattresses can be found here as well.
• $1,000 to $1,500: This is considered to be the entry-level price for a “luxury” mattress – typically made of memory foam, high-quality and small steel springs, gel for body temperature cooling, and even some synthetic or latex mattress combinations. Innerspring systems will have additional technology around them to make them last longer, and upholstery may feature natural fibers like cotton or wool.
• $1,500 to $2,500: This wide range in price covers all kinds of luxury. Mattresses costing at least $1,500 typically have all of the latest mattress technologies, such as cooling gels or wicking graphites. Additionally, luxury mattresses are usually made from better quality materials, prolonging their lifespan, or they’re made with brand-specific proprietary materials. Meaning, companies design their own foams or coil systems and use them in their luxury mattresses. Warranties may range from 10 to 20 years.
• $2,500 and above: At this point, mattresses may come with built-in electronics; they’re available in unusual or nonstandard sizes; or they’re made with all-natural eco-friendly materials that are harder to find, assemble, and ship. There may be particular health or ethical reasons to choose a mattress in this price range. Warranties with mattresses within this price range are usually 10-20 years.

Size, Add-Ons, Warranties, and Return Policies: All Worth a Higher Cost

Until recently, innerspring mattresses were less expensive than several kinds of foam mattresses. However, with more and more all-foam mattress-in-a-box brands popping up, there is a wider range of foam mattresses available online than ever before.

Now, there are high-quality foam mattresses on the market that are priced competitively with cheaper innerspring beds. The materials used to make the bed affect the price of the mattress. However, the quality of the material will be most reflected in the price tag— lower prices mean cheaper materials.

The size of the mattress will have a significant impact on price. The most popular size mattress in 2013 was the queen, making up about 40 percent of mattress sales overall; full-sized mattresses were 15.4 percent of sales, and king mattresses were about 15 percent of sales. The king size may have been slightly less popular due to its higher cost.

Both the warranty and return policy on the mattress are big factors. Paying less for a bed or buying a used mattress means that the warranty will not be as good, and the return policy, if it exists, will have many restrictions. Paying more means you get at least a 10-year warranty, so if the mattress ends up sagging or breaking down sooner than anticipated, you’ll be protected. Additionally, buying a used mattress means it doesn’t come with a warranty. We recommend purchasing a new mattress for sanitary reasons, and to make sure you’ll be protected against defects in the bed.

Online mattress companies are increasingly popular, and many offer at least a five-year warranty on their products, plus the convenience of shipping directly to your door. While this seems convenient, you may be skipping essential steps to mattress shopping because you’re choosing to buy online. Here are some additional steps to take before spending a few hundred dollars on a mattress:

• Try the mattress. You do not have to buy in a showroom, but it never hurts to drive to a storeroom and test a few beds. Even if a retailer does not carry the specific brand you want to buy, going and testing out a similar mattress can give you an idea of what to expect with the bed you’re looking to buy.
• Wait for mattress sales. Most online retailers frequently discount their mattresses or run promotions offering free items with the purchase of a bed. Waiting for an opportune time to buy could help you save money or possibly receive free items.
• Request price matching. Always ask if a retailer offers price matching. If you saw a better deal at another store or online, there’s a chance who you’re buying from may match that price.
• Ask about add-ons. Mattress covers, fancy pillows, or even a set of sheets may be included with the bed, especially if you go to a store in person.
• Inquire about old mattress removal. Disposing of a mattress is not the easiest task. For decades, mattress stores have included mattress removal services as a part of their shipping services. Some online mattress retailers also offer this service, but be sure to read the fine print.
• Don’t fall for the common mattress myths: There are a lot of misunderstandings surrounding the best place to buy a mattress and common mattress myths about in-store and online shopping.

• Understand the Different Types of Mattresses
  Before making a purchase, familiarize yourself with the various types of mattresses available, such as hybrid, latex, airbeds, or memory foam. Each has distinct features that cater to specific sleeping preferences, such as firmness, support, and cooling properties. Knowing the differences will help you make an informed decision tailored to your needs.
• Check for Certifications
  Look for certifications like CertiPUR-US®, OEKO-TEX®, or Greenguard when shopping for a mattress. These ensure that the materials used are safe, non-toxic, and environmentally friendly. Such certifications also indicate quality, which is worth considering if you’re investing in a mattress.
• Consider Motion Isolation
  If you share your bed with a partner, look for mattresses that offer good motion isolation. This feature prevents you from being disturbed by your partner’s movements during the night, ensuring a more restful sleep. Memory foam and hybrid mattresses are typically excellent in this area.
• Think About Cooling Features
  For hot sleepers, mattresses with cooling gel, breathable covers, or advanced ventilation technology can make a significant difference. Investing in a mattress with cooling features can improve comfort and ensure uninterrupted sleep.
• Evaluate the Trial Period
  Most online mattress brands offer trial periods ranging from 30 to 365 nights. Ensure the trial policy includes free returns, allowing you to test the mattress in your own home risk-free. A generous trial period can provide peace of mind when shopping online.
• Don’t Forget the Base
  The foundation or bed frame you use can impact the comfort and longevity of your mattress. Check whether your current bed frame is compatible with the type of mattress you’re considering. Some mattresses, like memory foam or hybrid models, perform better with solid or slatted bases.
• Factor in Your Sleeping Position
  Your sleeping position greatly influences the type of mattress you should choose. Side sleepers benefit from softer mattresses that contour to their curves, while back or stomach sleepers may require firmer mattresses for optimal support. Consider this when evaluating your options.
• Investigate Long-Term Maintenance Costs
  While upfront costs are important, consider the long-term expenses associated with mattress care. For instance, high-quality mattress protectors can extend the life of your bed, while periodic cleaning or rotating the mattress ensures better durability.
• Read Reviews and Testimonials
  Finally, research what others are saying about the mattress you’re considering. Reviews from verified buyers can provide valuable insights into the comfort, durability, and customer service experience, helping you avoid potential disappointments.

What to Look for in a Budget-Friendly Mattress?

When shopping for a budget-friendly mattress, one of the most important aspects to consider is the quality of materials. Even affordable mattresses can be made with durable and safe components. 

Look for certifications such as CertiPUR-US® for foam mattresses, which ensure the materials are free from harmful chemicals. 

High-density foams or durable spring systems are also a better choice than lower-density, less supportive options. Quality materials can make a significant difference in the comfort and longevity of your mattress.

The mattress should provide a balance of support and comfort to suit your sleep style. 

Consider the firmness level carefully—side sleepers often require a medium to soft surface to reduce pressure points on the shoulders and hips, while back and stomach sleepers typically benefit from a firmer mattress that keeps the spine aligned. 

If available, look for zoned support features, even in budget options, to relieve pressure in key areas like the back, hips, and shoulders.

Choosing the right mattress size can also help you stay within budget while meeting your needs. 

Twin or full-sized mattresses are generally more affordable than queen or king sizes, making them great choices for guest rooms, kids’ rooms, or single sleepers. 

If the mattress is for occasional use, such as in a guest room, a smaller size can offer great value without compromising on comfort.

While advanced cooling features are rare in lower-priced mattresses, you can still find some with cooling technologies. 

Look for options with gel-infused foam or breathable covers that help regulate temperature and wick away moisture. These features are especially important for hot sleepers who need a more comfortable sleeping surface.

A mattress’s trial period and return policy are crucial factors to consider, even when shopping on a budget. 

Many affordable mattress brands now offer trial periods ranging from 30 to 100 nights, giving you the chance to test the mattress in your home. 

Ensure the return policy is straightforward and doesn’t come with hidden fees, so you can return the mattress easily if it doesn’t meet your expectations.

Don’t overlook the warranty coverage when buying a budget mattress. Even if you’re spending less, a mattress should come with a warranty of at least 5 to 10 years to protect against issues like sagging or premature wear. 

Be wary of mattresses with little to no warranty, as they might not hold up over time.

Lastly, consider the price-to-value ratio rather than simply looking for the lowest cost. 

Spending a bit more upfront on higher-quality materials can save you money in the long run, as the mattress will last longer and maintain its comfort. 

Take advantage of perks like free shipping or included accessories, such as pillows or mattress protectors, which can add value to your purchase.

Always read customer reviews before making your decision. Feedback from real buyers can provide insight into the mattress’s durability, comfort, and the brand’s customer service. 

Reviews can also alert you to potential issues or confirm that the mattress is a good choice within your budget.

Features You May Miss in Budget Mattresses

When shopping for a budget mattress, certain premium features and characteristics are often harder to come by due to cost constraints. 

What you might miss out on when opting for a budget-friendly option?

1. Advanced Comfort Layers

Budget mattresses usually have simpler constructions, often with fewer or thinner comfort layers. As a result:

• Memory Foam Depth: The foam may be less dense, reducing contouring and pressure relief.
• Latex Layers: High-quality natural latex is rare in budget mattresses; synthetic blends or alternatives are more common.

2. Durability and Longevity

Budget mattresses are generally made with lower-quality materials, such as low-density foam or thinner coil systems. This can lead to:

• Sagging or indentations over time.
• A shorter overall lifespan compared to mid-range or premium options.

3. Motion Isolation

Mattresses in the budget range may struggle to isolate motion effectively, especially if they use traditional innerspring designs. This can lead to disturbances for couples when one person moves or gets out of bed.

4. Cooling Technology

Premium cooling features like: gel-infused foam or phase-change materials (for heat regulation) and breathable covers with advanced fabrics are typically absent in budget models, making these mattresses less suitable for hot sleepers.

5. Edge Support

Lower-cost mattresses often lack reinforced edges, resulting in weaker edge support. This can make the bed feel smaller and less stable, particularly when sitting or lying near the sides.

6. Customizable Firmness Options

High-end brands often offer a range of firmness levels or even adjustable firmness settings, which are uncommon in budget models. This limits options for people with specific support needs.

7. Luxury Features

Add-ons like:

Zoned support (targeted firmness for different body areas), dual-sided firmness options and plush or quilted pillow tops are rarely available at a lower price point.

8. Eco-Friendly Materials

Sustainably sourced or certified materials (like organic cotton, natural latex, or CertiPUR-US-certified foam) often cost more. Budget mattresses may use less eco-conscious materials, which might not appeal to environmentally conscious shoppers.

9. Trial Periods and Warranties

While some budget brands do offer trial periods and warranties, they may be shorter or come with restrictive conditions compared to more expensive mattresses.

Because your mattress can have a significant impact on your overall health by changing the quality of your sleep, it is essential to spend some time researching the right kind of mattress for you. However, as you search, it is also important to consider cost.

A mattress is a substantial investment, but how much should you actually spend? Should you start setting aside money now for a brand-name bed? Alternatively, are you better off finding a mattress at a discount and only dropping a hundred dollars?

In 2013, the average mattress price of the thousands of beds made and sold all over the country was $286.29. That price, though, barely covers the potential options in mattress material, size, and durability. Here are some key points to consider when choosing a mattress budget.

Keep an Eye out for Sales Days

Many mattress brands hold sales at certain times of the year. Here are our guides to mattress sales throughout the year:

• Best Presidents Day Mattress Sales
• Best Memorial Day Mattress Sales
• Best 4th of July Mattress Sales
• Best Labor Day Mattress Sales
• Best Columbus Day Mattress Sales
• Best Black Friday Mattress Sales
• Best Cyber Monday Mattress Sales

Who Benefits Most from a Budget Mattress?

Budget-Conscious Shoppers

If you’re on a tight budget, a mattress might not top your priority list. However, choosing a cost-effective option doesn’t mean compromising on quality. There are plenty of affordable mattresses that offer decent comfort and support, perfect for those managing their expenses.

Furnishing a Guest Room

Have a guest room that’s only occasionally used? A budget mattress is an ideal choice. There’s no need to spend a fortune for a bed that might only see visitors a handful of times a year.

Students or First-Time Homeowners

Starting life in a dorm or a first apartment? A budget-friendly mattress can provide the comfort and support you need without eating into your savings. It’s a practical solution until you’re ready to upgrade.

Who Might Need to Skip a Budget Mattress?

a. Chronic Pain Sufferers

If you experience ongoing back or joint pain, investing in a premium mattress is essential. Budget mattresses often lack the specialized support and pressure relief necessary to alleviate chronic discomfort.

b. Side Sleepers

Side sleepers often require extra cushioning to avoid pressure points on their hips and shoulders. Budget mattresses, which are typically firmer with fewer comfort layers, might not deliver the plush support you need.

c. Long-Term Planners

Looking for a mattress that will last for years? Budget options aren’t built for longevity. While they save money initially, they often wear out faster, making them less cost-effective in the long run.

Frequently Asked Questions

Can you negotiate prices at a mattress store?

Usually yes, you can negotiate prices at a mattress store. However, that doesn’t necessarily mean that you’re getting a good deal. Many mattress stores mark up their mattresses by as much as half the minimum price to ensure that the store makes a profit.

Why does my mattress make my hips hurt?

When you wake up with any sort of pain, it’s often because your mattress is the wrong firmness for your sleeping style. A too-soft or too-firm mattress can cause pressure build-up instead of pressure relief. Side sleepers are especially vulnerable to sore hips if they sleep on an ill-matched mattress; a good mattress for side sleeping should have a soft to medium feel.

Are extra firm mattresses good?

An extra firm mattress isn’t the best bed for everyone. Many sleepers, such as side and petite sleepers, will likely wake up with aches and pains if they sleep on a too-firm mattress. However, some sleepers will benefit from a firm mattress, such as stomach sleepers.

There’s no such thing as a “good” firmness or a “bad” firmness. Everyone has different sleep needs, which means everyone has a mattress firmness that’s best for them.

What is the average lifespan of a budget mattress?

The lifespan of a budget mattress is typically between 5 to 7 years, depending on the materials and usage. Proper care, such as using a mattress protector and rotating it regularly, can help extend its life.

Is memory foam good for arthritis?

Yes, if you’re looking for a mattress for arthritis, memory foam is a good choice. The material conforms to sore joints, soothing pressure points that can cause or worsen pain. This feature is why memory foam mattresses are usually our top recommendation for chronic pain sufferers.

Can I find a comfortable mattress on a budget?

Absolutely! Many budget-friendly mattresses offer great comfort and support. Look for options with high-density foam, quality spring systems, or hybrid designs. Reading reviews and checking for certifications can help you find a mattress that meets your needs.

How do I find the best deals on budget mattresses?

Wait for sales during holidays, such as Black Friday or Memorial Day, when mattress retailers often offer significant discounts. Check for bundle deals, price matching, or free accessories like pillows or mattress protectors to get more value for your money.

What size mattress is most budget-friendly?

Smaller sizes, like twin or full, are typically more affordable than queen or king-sized mattresses. Consider your space and sleeping needs before choosing a size to save money.

Should I buy a budget mattress online or in-store?

Both options have pros and cons. Online shopping often offers lower prices and trial periods, while in-store shopping allows you to test the mattress before buying. If shopping online, look for brands with good return policies and warranties.

Are budget mattresses safe?

Yes, many budget mattresses are safe, especially those with certifications like CertiPUR-US®, which ensures the mattress is made without harmful chemicals. Always check for safety certifications before purchasing.

How do I choose the right mattress?

Once you have your budget set, you’ll want to figure out what the right mattress type for you is. Do you want a cradling memory foam mattress? What about a durable and eco-friendly natural latex mattress? Perhaps you’re interested in the bounce that a hybrid mattress offers?

After you’ve figured out what kind of mattress you want, calculate your ideal firmness by considering your sleep position and body weight. Side sleepers need a soft to medium mattress, while back and stomach sleepers should look at medium-firm to firm beds. Heavier sleepers often benefit from a firmer mattress, while petite sleepers usually require a softer mattress to feel comfortable.

The Average Mattress Budget Should Be Flexible

While none of these steps will save you time, they can save you money in the long run. Taking the proper time to research the best mattress for your own sleep needs can prevent you from ending up on an uncomfortable mattress a few years down the line. Additionally, making sure you’re buying a bed with a good, protective warranty will reduce your chances of being stuck replacing a defective mattress out of pocket.

If you take the time to research details of the kind of mattress you want or need, you can invest money in a great mattress. For the best price, keep an eye out for mattress sales. Around the holidays, mattress companies usually discount their beds or offer promotional products with the purchase of a mattress. Additionally, sign up for promotional emails to make sure you’re getting your new bed for the best price.

Depending on what you want and how much you can put aside, budgeting anywhere between $300 and $3,000 can get you a quality mattress. On average, we find consumers are spending an average of $1,000 on a high-quality mattress with a good warranty.